Pensions
Are you looking for pension advice?
Our services in relation to pensions break down into three main areas:
1. Pre-retirement planning
2. At retirement planning
3. Post retirement planning
Pre-retirement planning
At the outset we will work with you to set realistic retirement goals and work to achieve these via pension planning.
We have specialist knowledge of The NHS Pension Scheme and its interaction with private pensions. If you are concerned with the proposed changes we can help you to understand these in greater depth and plan accordingly.
If the Lifetime Allowance or Annual Allowance is a concern we can guide you on the most appropriate way of saving towards retirement.
We will help you to understand your pension plans in greater depth and enable you to plan successfully for your retirement. We analyse what you have and ascertain whether there is any shortfall. We then set you on course to the retirement you aspire to whilst taking away all the stress and worry of the decision making.
At retirement planning
So you have reached the point at which you wish to retire and are thinking how do I do this in the most beneficial manner?
If the Lifetime Allowance or Annual Allowance is a concern we can guide you on the most appropriate way of drawing benefits and mitigating any tax liability.
Our advice service is designed to assist you to make an informed choice on the most appropriate and flexible retirement income option for you.
Post retirement planning
Once you have retired and drawn pension benefits you will want to ensure that your retirement goals and income are met and we are with you every step. We will provide you with ongoing review services which will ensure you remain on track and we will guide you appropriately on any changes required.