Asset Management
Are you looking for investment advice?
We know that get that getting the investment part right is vital to your financial well being and our service has been designed to provide you with the confidence to make your decisions.
When looking at how to invest it is easy to get bogged down in the myriad of investment vehicles available – Individual Savings Accounts (ISAs, bonds, unit trusts, OEICs, etc – the different asset types – equities, gilts, commodities, properties, cash, corporate bonds, etc – and the geography – UK, Europe, US, China, etc.
Our approach is designed to reduce the stress of making these decisions.
Our investment philosophy
We believe that portfolio construction is as much art as science and that no one strategy or process is ever perfect or even exists. We will work with you to construct an investment portfolio with the target of meeting your financial planning objectives, whilst remaining within your tolerance to and attitude to risk. We will endeavour to do this whilst minimising the costs and maximising the returns to you.
Our investment process follows four stages:
1. Aim
2. Asset Allocation
3. Diversification
4. Review
Aim
The aim of the portfolio is vital. Using your financial objectives and goals as a benchmark we will advise on the return needed and determine the level of risk (if any) you need to take to achieve them.
Asset Allocation
Devise an overall asset allocation overlay between growth and defensive assets.
Diversification
Choose investment strategies which aim to spread risk by investing across as many different asset classes as possible, such as equities, corporate bonds, government bonds, cash, property, etc.
Review
It is important that as life changes your investments remain appropriate for your circumstances. We will monitor your portfolio and ensure that you remain on track. See your options here (link to review services)
We will work with you to define an investment strategy which meets your financial goals and objectives whilst minimising risk and costs.