Our Services
My advice splits into six main areas and these are the typical questions I get asked to answer. I aim to provide the most appropriate solution in each of these areas to deliver peace of mind and client satisfaction.
Protection planning
- What cover do I need?
- How much cover is enough?
Once this is known, I can advise you on the most suitable cover to meet your needs taking into account any existing plans you may have.
Investment Planning
- How much risk am I taking?
- Is my money safe?
- What return can I expect from my investment portfolio?
I use a psychometric risk profiler to show you how much extra risk you may be taking. By analysing your risk tolerance and the amount of return you need we can design strategies to meet your financial goals.
Retirement Planning
- When can I retire?
- How much is enough?
- Will I run out of money?
I can help you answer these fundamental questions enabling advice to follow on where to invest and in which type of pension, taking into account any existing provision.
Inheritance Tax Planning
- How much Tax would be due?
- Do I have to gift all my money?
- How much can I afford to gift?
Can I retain any benefits?
I will develop with you a strategy to mitigate the tax by either gifting capital or insuring the liability until such time as gifting can commence.
Long Term Care
- How much will it cost?
- Will I run out of money?
- What options do I have?
I work with clients and attorneys to provide options on how to fund for care fees using a combination of strategies to arrive at a suitable solution.
Divorce
I specialise in all aspects of finance in relation to divorce proceedings. Please see our sister website, The Divorce IFA for further details.